Experience enhanced security for your ATM and POS transactions.
Use your card
worldwide anywhere you see the Mastercard® logo.
Save even more time with the convenience of Tap and Go technology.
Receive discounts reserved for BPWCCUL members when you show your card at select businesses.
*View Cardholder Agreement*
Your New Mastercard® Debit Card will arrive via postal mail to the primary address attached to your BPWCCUL account so make sure that the information with us is up-to-date.
Members for who we have up-to-date information will receive their cards in the mail in June 2021. For those members who we don’t have up-to-date information, those cards will be sent to the Credit Union in June 2021 but arrangements will be made for them to receive their cards once up-to-date information is received so that they can activate their cards without issues.
On receipt of your New BPWCCUL Mastercard® Debit Card, please call 246-622-9000 and follow the auto attendant prompts as instructed to activate and PIN your card. The system will automatically seek to verify the information you enter with the information on your account, so it’s important that the information in the system is accurate and up-to-date.
Your New BPWCCUL Mastercard® Debit card, will be accessible at any local or overseas ATM or Point-of-Sale device bearing the Mastercard® logo and additionally at any online merchant that accepts Mastercard®.
Yes. However, the Co-Optima Card will cease to function via Carifs at a specified time and we will inform all members of this date. Until then, the Co-Optima card be available for use at BPWCCUL ATM’s until December 31st 2021.
Yes. The cost of transacting business via Mastercard® is different from that of CariFS, therefore a change in transaction fees is expected at other local Financial Institutions’ ATMs and local Point-of-Sale terminals.
As regulated by the Central Bank a 2% fee will be charged for international transactions.
Yes. A fee will be charged for replacing lost, stolen or damaged cards.
Chip & PIN technology is found in both debit and credit cards, where the card contains a computer data chip (usually found on the front of the card) that requires a four-digit personal identification number (PIN) for the cardholders to successfully make purchases and perform ATM transactions. It is currently the gold-standard in card security technology.
Your card has a magnetic stripe in case a device (ATM or Point-of-Sale) is not capable of reading a CHIP or if the CHIP fails to be recognized by the terminal.
Yes. There is a daily limit at BPWCCUL ATMs and other institution’s ATMs. There’s also a daily limit at local Point-of-Sale and at overseas Point-of-Sale.
Also, as a standard, the Central Bank of Barbados has set a yearly limit of USD $10,000.00 for each Mastercard® Debit cardholder.
For transaction discrepancies, members are asked to visit any branch of BPWCCUL and complete a Transaction Dispute form.
Information required: Name, address, card number, approximate time and location of transaction being disputed and a detailed explanation of what occurred.
Your new debit cards will have the enhanced features to help combat against fraud and safeguard your hard-earned money.
In most cases, there will be no change to your experience as a consumer when using their new Mastercard® debit card. Over time, we will implement features like Chip and PIN or Tap and Pay capabilities. We will update you when these changes have been enabled.
To request a new BPWCCUL Mastercard debit card, ask any questions or report a lost or stolen card, please call us at 622-9000.
Call us: (246) 622-9000
UK Freephone 0808-234-1327
Fax: (246) 437-8745
This is where you belong
© Barbados Public Workers’ Co-operative Credit Union Limited