BY-LAWS as of October 2017

Barbados Public Workers’ Co-operative Credit Union Limited - ByLaws | 17 (d) a general ledger; (e) a personal ledger; (f) a register of loans; (g) a Minute Book each for the Board, the Credit Committee, the Supervisory Committee and any other sub-committee appointed by the Board; (h) forms of loan agreements; (i) a file containing a copy of the Act, Regulations and these By-Laws; (j) payment vouchers. INSPECTION OF BOOKS 81. The records of the Society shall be open to the inspection of any member or person having an interest in the funds of the Society, but no person other than the member himself, a member of the Board or any one of the Supervisors or officers of the Co-operative Department, shall be allowed to see the personal account, loan agreement or pass- book, or the register of papers relating to the loan of any member without the consent of such member in writing. DISPUTES 82. All disputes shall be determined in accordance with the provisions of the Act or any regulations made thereunder. AMENDMENT OF RULES 83. (1) These By-Laws may be amended by resolution passed at a general meeting or a special meeting called for that purpose by three-fourths (3/4) majority of the members present and voting at the meeting. (2) A copy of every resolution passed under paragraph (1) above shall be forwarded to the Registrar together with three copies of the amendment. VOLUNTARY DISSOLUTION 84. (1) The Society may be dissolved by a special resolution of the members pursuant to Section 145 of the Act. (2) The funds of the Society shall be distributed in accordance with Section 159 of the Act, in the event of dissolution.